Disclaimer: This calculator provides an estimate of net pay using 2025 federal tax brackets, FICA rates, and basic state withholding assumptions. It does not account for all possible deductions, credits, or individual circumstances and should not be relied upon as tax, financial, or legal advice. Actual paycheck amounts may vary based on your employer’s payroll system, state/local tax rules, benefit elections, and other factors. For personalized advice, please consult your employer’s payroll department, a tax professional, or the IRS/state tax authority.